Commercial Mortgages
Commercial Mortgages – Finance for Your Business Growth
Whether you’re purchasing a business premises, refinancing an existing loan, or expanding your property portfolio, a commercial mortgage can provide the funding you need. Our expert advisers help business owners and investors secure the best mortgage deals tailored to their unique requirements.
What is a Commercial Mortgage?
A commercial mortgage is a loan secured against a property that is used for business purposes. These mortgages can be used to:
Buy office space, retail units, warehouses, or other commercial properties.
Refinance an existing commercial mortgage to secure better rates or release equity.
Expand your property portfolio as an investor or landlord.
Types of Commercial Mortgages
Owner-Occupied Commercial Mortgages
If you’re purchasing a property for your own business use, an owner-occupied mortgage can help you secure long-term financial stability while avoiding rental costs.
Commercial Investment Mortgages
For investors looking to purchase commercial property to rent out, a commercial investment mortgage provides the funding needed to grow your portfolio.
Bridging Loans & Short-Term Finance
If you need fast access to funds for a short-term opportunity, we can help arrange bridging finance while you secure a long-term mortgage.
Key Considerations
Deposit Requirements – Commercial mortgages typically require a deposit of 25-40%.
Affordability & Business Viability – Lenders assess your business’s financial health and ability to repay the loan.
Interest Rates – Rates vary based on loan amount, risk level, and lender criteria.
Repayment Terms – Loan terms can range from 3 to 30 years, depending on your needs.
Why Choose Us?
Whole-of-market access – We compare deals from leading UK commercial lenders.
Tailored solutions – Every business is different; we find the right mortgage for your needs.
Hassle-free process – We manage paperwork, applications, and lender negotiations.
Expert advice – Our team ensures you understand all your options and make informed decisions.
Get Started Today
If you’re looking to secure a commercial mortgage, we’re here to help. Contact us today for expert advice and a free consultation.
