Retirement Planning in Kings Lynn

Retirement Arranging assistance in Kings Lynn

Retirement Preparing for both Pre-Retirement and Post Retirement is usually a key part of life that you just might have been looking forward to for any number of years, or not. But retirement may also be very daunting.

Finishing your working life can be a fantastic time; but making the right monetary decisions, at such a landmark time in your life, may be daunting and most likely by far the most important choices you make.

There are several selections offered to you and it really is critical to acquire it appropriate and get advice.


Obtaining a pension annuity is an crucial one-off choice.

An annuity converts the funds built up within your pension into a normal earnings for the rest of your life removing the worry of obtaining to price range for an unknown time frame.

Under present UK pension legislation you could to begin taking your pension benefits from age 55. You do not must quit operate to start getting your pension earnings.

Before you invest in an annuity, you can ordinarily be entitled to take up to 25% of one’s pension fund as a tax-free cash lump sum. The remaining 75% of your fund can then be used to buy an annuity. Alternatively, you might use 100% of one’s pension fund to purchase an annuity.

There are numerous varieties of annuity offered with distinctive options attached to them.

Open Industry Solution

You do not need to get your annuity from your pension provider. Buying your annuity from one more provider could raise the revenue obtainable to you, especially exactly where your pension provider is not a specialist annuity provider or does not provide enhanced earnings primarily based on wellness challenges.

Getting a pension annuity is definitely an critical one-off decision, possibly by far the most important choice you might make.


This choice is made to defer the acquire of an annuity, leaving your pension fund invested whilst drawing an earnings straight from it. The remaining fund is left invested till such time as either you decide the environment is correct to get an annuity or if such per day under no circumstances arrives, possibly indefinitely.The revenue you take can be whatever you may need (subject to a maximum defined by the Government?s Actuary) and within those limits is often increased or decreased as your circumstances modify.

To talk about your Retirement planning requirements
phone us today on 01621 876030.

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01621 876030

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Head Office

Hillcrest House 4 Market Hill,
Maldon, Essex CM9 4PZ

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One of our friendly team will contact you at the earliest opportunity. Usually within 24 hours.

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