Time for a portfolio health-check

Time for a portfolio health-check Once a financial plan has been put in place, it is tempting to believe that the paperwork can be simply tucked away in a drawer and forgotten. However, like a well-kept garden, a financial plan needs regular tending to ensure it is...

Managing Debt

Managing debt For many people, debt is a necessary part of everyday; few people are able to buy a home without a mortgage, for example. If properly managed, debt can be a useful tool – but it is essential to remain in control. You are unlikely to receive more interest...

Automatic enrolment

Automatic enrolment Is your business ready for the challenge? The Government estimates that millions of people in the UK are currently not saving enough for their retirement. To help solve this problem, the Government has introduced legislation that means every...

A better deal for retirees ?

A better deal for retirees? The complicated and sometimes imbalanced world of annuities is heading for a welcome shake-up.  At present, when retiring, many individuals opt for the perceived simplicity of buying an annuity from their pension scheme provider. However,...