Managing Debt

by | 13th March, 2013 | Education, Financial Planning

Managing debt For many people, debt is a necessary part of everyday; few people are able to buy a home without a mortgage, for example. If properly managed, debt can be a useful tool – but it is essential to remain in control. You are unlikely to receive more interest...

Automatic enrolment

by | 1st March, 2013 | Education, Financial Planning, General Lifestyle

Automatic enrolment Is your business ready for the challenge? The Government estimates that millions of people in the UK are currently not saving enough for their retirement. To help solve this problem, the Government has introduced legislation that means every...

A better deal for retirees ?

by | 20th February, 2013 | Education, Financial Planning

A better deal for retirees? The complicated and sometimes imbalanced world of annuities is heading for a welcome shake-up.  At present, when retiring, many individuals opt for the perceived simplicity of buying an annuity from their pension scheme provider. However,...

A Costly lack of interest

by | 21st January, 2013 | Education, Financial Planning

A costly lack of interest Low interest rates are great news for borrowers but for savers, they can have a devastating effect. With inflation currently running far in excess of base rates, even though the value of your capital may be safe, you need to keep a close eye...

£1 or £1,000,000

by | 23rd November, 2012 | Education, Financial Planning, General Lifestyle

In a previous article I raised the issue of ‘TRUST’ and ‘who do you turn to for financial advice’. The article highlighted the issues that the High Street banks were facing and the fact that many of them were withdrawing their customer facing financial advisers,...