A Costly lack of interest

A costly lack of interest Low interest rates are great news for borrowers but for savers, they can have a devastating effect. With inflation currently running far in excess of base rates, even though the value of your capital may be safe, you need to keep a close eye...

Retail Distribution Review

Retail Distribution Review – you and your money The implementation of the Retail Distribution Review (RDR) is one of the biggest overhauls of financial regulation since the Financial Services Act of 1986. The aim is to improve service levels and transparency in...

£1 or £1,000,000

In a previous article I raised the issue of ‘TRUST’ and ‘who do you turn to for financial advice’. The article highlighted the issues that the High Street banks were facing and the fact that many of them were withdrawing their customer facing financial advisers,...

OMG it’s early !

Monday 12 November 05:00; what does the ‘O’ stand for? OMG it’s early! The morning of the first Hoskin Financial Education Workshop held at Benton Hall Golf Club, Witham. First a bit of background; the original idea behind the Hoskin workshops was to team up with a...

Elderly Care Debate

Monday, 15th October 2012.  I awoke to the day of my first appearance on radio. The week before, BBCEssex Radio had invited me to join a panel of experts for a round table discussion about “Is elderly care in crisis” on the Dave Monk show.  I was assured that it would...

Why Review Your Pension

Why Review Your Pension? I have said this before but at Hoskin Financial Planning, one of our passions is to ensure that our clients get value for money. An area that is often overlooked is Pensions!! Pensions have not had a great press in the past but like any...